Our Services

• Identification and prioritization
• Financial independence / retirement
• Education cost planning
• Other capital needs

Asset Management:

• Risk tolerance & financial personality assessments
• Portfolio inventory & analysis including real estate
• Asset location, allocation, and optimization
• Investment policy statement design & implementation
• Real estate ownership analysis
• Quarterly performance reporting

Tax Planning Strategy & Preparation:

• Tax projections
• Tax minimization strategies
• Individual income tax preparation
• Analysis of prior-year returns
• Audit representation

Budgeting & Cash Flow:

• Budget & cash flow optimization
• Use of record-keeping systems
• Mortgage & debt analysis

Insurance / Asset Protection:

• Needs analysis - life, disability and long-term care
• Property & casualty insurance inventory and review
• Employee benefits & medical insurance
• Inventory of personal property

Estate Planning / Philanthropy:

• Coordination of drafting and executing Revocable trusts, Wills, Power of Attorneys and Directives
• Asset retitling and beneficiary changes
• Education - illustration and implementation of Charitable Trusts, Irrevocable Trusts and Valuation Discount strategies